Terms of Service

Effective Date: [Insert Date]

Last Updated: [Insert Date]

1. Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction (whichever is higher) to access or use the Site, create an account, or purchase our services. By using this Site, you affirm that you meet this requirement and you confirm that all information provided is accurate and that you comply with applicable laws.

By accessing the Site, you affirm that: - You have the full legal capacity to enter into a binding contract. - You are not prohibited from accessing or using the Site under any applicable laws, including sanctions, embargoes, or other regulatory restrictions.

2. Company & Contact Information

Academic Trading operates under its parent company, Magen Investments LLC, a business entity registered in the United States. - Business Name: Magen Investments LLC - Registered Address: 1704 Llano Street, Santa Fe, NM, USA

For any questions, concerns, or issues related to these Terms of Service, users can reach Academic Trading through the following channels:

General Information Email: [email protected]

User Support Email: [email protected]

Toll-Free Phone Number: +1 (800) 459-7135

Mailing Address: 1704 Llano Street, Santa Fe, NM, USA

3. Services Offered

Academic Trading provides a diverse range of educational resources aimed at individuals seeking to understand and engage with trading and investing. These services include, but are not limited to:

- Online Courses: Comprehensive modules covering beginner to advanced topics in trading and investment strategies.

- Interactive Webinars: Live sessions led by experienced traders and industry professionals.

- Market Analysis and Tutorials: In-depth guides for understanding trading strategies and market trends.

- Exclusive Content: Access to video lessons, eBooks, downloadable guides, and other premium materials.

4. Prohibited Activities & User Responsibilities

Users are prohibited from unauthorized use of content, including copying, redistributing, or selling proprietary materials. All content is protected by intellectual property rights. Users may not share login credentials or provide unauthorized access to third parties.

Unlawful activities, including violations of financial or securities laws, engaging in fraudulent activities or scams, and impersonation are strictly forbidden. Users must maintain account security and provide accurate information.

5. Subscription, Fees and Payments

Academic Trading offers various subscription tiers, each granting access to different levels of content, tools, and support. The details of these tiers and the corresponding pricing are available on our pricing page.

Subscriptions will automatically renew at the end of each billing cycle unless canceled at least 24 hours before the renewal date. If a payment fails, we may suspend access to the services until the outstanding amount is resolved.

6. Disclaimers and Limitations of Liability

Trading and investing involve significant risks, including the potential for substantial financial losses. You acknowledge that there is no guarantee of profitability or success from using our services.

Academic Trading provides the Site and its services "as is" and "as available." We disclaim all warranties, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Governing Law and Dispute Resolution

These Terms of Service are governed by and construed in accordance with the laws of the United States, specifically the State of New Mexico, USA, without regard to its conflict of law provisions.

Any disputes, claims, or controversies arising out of or relating to these Terms or your use of the Site will be resolved exclusively through binding arbitration administered by the American Arbitration Association (AAA) in accordance with its rules.

8. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, videos, audio files, designs, software, and other materials is owned by or licensed to Academic Trading and is protected by copyright, trademark, and other intellectual property laws.

Academic Trading grants you a non-exclusive, non-transferable, revocable license to access and use the Site and its Content for personal, non-commercial purposes only.

9. Privacy and Data Protection

By using the Site, you agree to the collection, processing, and storage of your personal information in accordance with our Privacy Policy. We collect data such as your name, email address, payment details, and usage statistics to improve our services and comply with legal obligations.

Academic Trading employs industry-standard security measures to protect your data. However, no system is completely secure, and we cannot guarantee the absolute security of your personal information.

10. Changes to the Terms

Academic Trading reserves the right to modify these Terms of Service at any time and at its sole discretion. Any changes will be effective immediately upon posting the updated Terms on the Site, unless otherwise stated.

We will take reasonable steps to notify you of significant changes, such as by email (if you have provided one) or by placing a notice on the homepage of the Site.

11. Termination

You may terminate your account at any time by contacting our support team or using the account settings feature on the Site. Upon termination, your access to paid services will cease at the end of your current billing cycle.

Academic Trading reserves the right to suspend or terminate your account, access to the Site, or use of services if you violate these Terms or any applicable laws.

12. Miscellaneous

These Terms, along with our Privacy Policy and any additional policies referenced herein, constitute the entire agreement between you and Academic Trading regarding the use of the Site.

If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining provisions will remain in full force and effect.